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>The Service > Your Options >FAQ'S >Case Studies >The Company >The Owners


The Smart Service

The Currency Exchange & Transfer service that we've created aims to add as much value to your life as possible. Far too many companies fail to deliver an exceptional service and we've set out to change how the industry works. (Check out what our clients think of us on our Testimonials page)

When working with Smart Currency Exchange, you'll be able to:

  • Exchange and transfer Euross today at a rate far more competitive than the high street banks. While banks fix their rates in the morning, we have access to the currency trading floor, thus we can access a better deal.

  • Have the option to fix a rate of exchange for a purchase in the far future - this is helpful for staged payments, future deposits or simply moving money to Cyprus at a future date. By fixing a rate, you can work within a solid budget rather than unnecessarily worrying about currency fluctuations. This provides peace-of-mind.

  • Apply online for your Euro account quickly so that your Euro exchange and transfer business happens easily and without effort. You can do everything from the comfort of your own home!

  • Have on-going access to FREE helpful articles, reports, discoveries, interviews, exposed scams and much much more. The free resources cover all aspects of the overseas buying process (not just boring currency exchanges)!

  • Talk to a real person that works as hard as they can to ensure that your needs are met and possibly exceeded. (How many companies strive for outstanding customer service nowdays?)

And what about the Application process? It's as easy as 5 simple steps:

  1. Call a Smart representative on our free phone number: 0808 163 0102 to discuss your needs and request an application by post; or simply Apply online for your Euro account

  2. Supply Smart with proof of identity and proof adress by fax or scanner

  3. Receive your account number

  4. Finalise your exact Euro requirements and place an order

  5. Receive notification that the Euro exchange and transfer has happened!

Your Options

1: Buy A Lump Sum of Currency (Euros) Needed Now (or soon)
If you're buying a property in Cyprus soon and need to make a lump sum payment such as a deposit or a full-payment, this is a good option to consider. These are called 'Spots,' and allow you to purchase and transfer money to your overseas bank or financial institution today (or within days).

2: Order Euros for a Later Date at a Fixed Rate
This option is fantastic for property buyers that have staged payments (or are paying for a new build in instalments) and want to ensure against an unexpected changes (in either direction) in the price of your currency. This is especially handy if you need to work to a budget. The price that you were quoted for your property on a particular day will certainly be different a few months (and even days) later. The last thing that you want to do is to pay £10,000 extra pounds because you didn't secure a rate! These contracts are called 'Forwards' as they allow you set a rate forward into the future.

3: Order Euros when it hits a Rate that you Designate
This option is called a 'Limit Order' and is for people that have no specific time restraints or requirements. It allows you to designate a rate that you're willing to wait for and when the currency hits your preferential amount, the currency is purchased for you. This allows you to save money and use fluctuations to your advantage

4: Safeguard Against Adverse Fluctuations
Finally, you also have the ability to put a spread between the rate you most want and a ceiling that you don't want the rate to go over. This allows you to have quite a bit of control over your currency.


Frequently Asked Questions

Q. How will Smart benefit Me?

A. Smart Currency Exchange offer better-than-bank money exchange rates for Euros (and any other currency), a quick registration process, hassle free currency and transfer operations AND free resources to help you with your Cyprus property purchases.


Q. How long does it take to set up a Smart account?

A. If you start the process during office hours, it can take as little as 2 hours. And once the account is set up, you can easily make arrangements for your Euro exchange.


Q. Does Smart exchange and transfer money for transactions other than for property?

A. YES! We can assist you with all your money exchange needs including, but not limited to, buying automotives, boats, aeroplanes, commercial purchases (exporting & importing) and so on. However, our speciality is in providing a super added-value service for property buyers.


Q. How can I make sure you're a legitimate company?

A. Smart Currency Exchange is regulated by Customs and Excise (MLR 12198457). Our company number is 5282305. You can check this with Companies House. To contact Customs and Excise, their direct number is 0845 010 9000.


Q. How can I feel sure that Smart will beat my bank rates?

A. Call your bank! In fact - we urge you to do so before calling us. Doing so will allow you to see your savings.


Q. What if I need to transfer money back to England? Can Smart help me bring money back in?

A. Of course!


Q. Where are all these added benefits and resources for property buyers that Smart promotes?

A. Once you become a client, you'll have free access to all of our reviews, articles, tick-lists, guides and on-going updates to all new information.


Q. How can I learn more about Currency Exchange in general?

A. Check out our free report entitled, “When Keith Brown Purchased An Overseas Property, He Made A £2,808 Mistake...Read This Report And You Won't Make The Same Mistake!” To request the free report, click here!

Apply online for your Euro account or call 0808 163 0102


Case Studies

When discussing Euros, it's easy to become quickly confused. If a currency strengthens or weakens against another, what does that actually mean to you?! In order to understand currency exchange matters, it's often easiest to review real situations with real losses or gains.

Check out our following case studies and determine which one might be similar to your own situation. Or, give us a call on our free phone number: 0808 163 0102 as we'd be happy to discuss your particular details!

Case Study 1
“Last year Simon decided that it was time to live his dream and create a new life in the sun. The initial payment on his property was CY £50,000. If he had used a high street bank rather than a currency specialist this would have cost him £60,241. His saving by using a currency specialist was over £1,000. This paid for a large portion of his white goods”

Case Study 2
"Mr and Mrs Slade were planning to emigrate to Cyprus. They identified the land, builder and architect to turn their dream retirement home into a reality. The total cost was CY£ 325,000. If they negotiated their needs with a currency specialist at the then rate of 0.84 they would have paid £386,904.

Instead of contacting a specialist and securing a fixed rate, Mr and Mrs Slade waited until their completion to exchange currency. The transfer took place 4 weeks after they decided to purchase. And in those 4 weeks, the cost went up to £396,341. The Slade's lost just under £10,000.
That’s the price of a new car!!”

Case Study 3
"We would like to thank you and your staff for the way you handled the transfer of our monies on our overseas property, the money was in the said accounts when you said they would be their, and thanks to your advise of when to transfer the money and to what time frame we had so you could get the best possible rate for us.

We found when buying abroad it does not pay to have all your eggs in one basket, i.e with letting one company do everything,we found the property company we used very professional but if you let them they would take over and you lose your touch on the experience, of involvement in the purchase of the property.

We decided to use a different company to transfer the money and look after our money! YOURS!, we felt by doing this we had control of the way things were dealt with and we were right. the property company were very good and very professional, but when it came to handling the money, not as good as you.

When looking for our property overseas we came across plenty of people who thought they were good agents but many were dodgy, if you go to the right company you do get options, chances to choose yourself, and you must resist the pressure of buying where they want you to buy.a big thankyou again and we look forward to doing business with you and your company in the future, mr & mrs henry slennet"

To get more information and enable Smart to exchange and transfer your currency, call us on our free phone number: 0808 163 0102 or Apply online for your Euro account



The Company
Smart Currency Exchange started in order to bring a new service to an existing industry. Although currency exchange and transfers are nothing new - The Smart Service is!

Smart is the ONLY currency exchange service that focuses SOLELY on Overseas Property Purchases. We do NOT confuse our offering with every currency exchange option under the sun. We do this so that the entire team can help you specifically with your property needs.

Smart is the ONLY service that aims to help you with the BIG PICTURE! We focus on supplying as much valuable information so that your Cyprus purchase helps you to achieve your objectives - whether you want a dream home, to make a solid investment or perhaps a bit of both.

The Smart team also work hard to ensure that the registration process is easy, information is jargon-free and not complicated and the entire exchange and transfer process is hassle free and quick!

Furthermore, Smart is the ONLY currency company where the currency specialists (or dealers/traders) do NOT get paid on commission. This means that you do not have to worry that the person on the phone is making money from your transaction. If it's a bad day to buy currency today and you can wait...your specialist will tell you to do so!

Call us now to discuss your requirements our free phone number: 0808 163 0102 or Apply online for your Euro account


The Owners
About Charles Purdy
A dedicated, focused and genuine businessman, Charles has grown several small start-up businesses into significant and global organisations. He believes that the key to wide-spread achievement is for all employees, introducers, suppliers and other affiliated members to participate with skill, enthusiasm, optimism and in partnership with all other members. The "can do" and "let's work together so that we all can win,' attitude is vital.

As CFO of a start-up mining company, Charles helped grow the organisation to the number two player in its market segment. The Company innovated through the use of leading edge technology in a highly complex, competitive and high risk industry, in a region with significant political issues. Within 6 years the company made profits of $17m and had over 400 employees and was listed on one of the largest stock exchanges in the world.

When the Berlin Wall came down, Charles was part of a team that established a bureau de change chain (currency exchange industry) in the heart of Hungary and the Czech Republic. This business now operates worldwide and continues to grow and prosper.

For the last few years Charles has focused on helping smaller companies to achieve their goals. He offers focus, along with sound business and financial direction to enable individuals and businesses to achieve substantial success

About Kimberly Ann Brown
An enthusiastic, passionate and caring businesswoman, Kim Brown has worked with individuals and businesses worldwide to help them increase their wealth (or reduce any losses) while working to enjoy the process.

She has always believed that success in any field, whether it's investing in property or deciding to change one's lifestyle, is a learned skill available to each and every one of us and continually works to open doors for all those eager to reach out and achieve their dreams.

For the past several years, Kim has helped to managed several small to medium sized property-related businesses while adding immense value to the organisations clients, employee's, suppliers and anyone else involved in the process. She also creates property investment information products, is a public speaker in the property arenas, runs various property Internet businesses and writes for a range of publications. As if she wasn't busy enough, Kim is also an extremely active property investor and has been working to increase her portfolio over the past four years.

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Smart Currency Exchange is Regulated by Customs and Excise (MLR 12198457)
Company number: 5282305

 

 

 

 

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